Without a mortgage: U.S. states ranked (2025)
Measure: Without a mortgage. All 50 states and District of Columbia with data in Monthly homeowner costs by state, ranked from highest to lowest. Reference period: 2025.
National value: 703 (United States).
Small states, hard to see on the map:
- Lowest: 439 to 563 $
- Group 2: 563 to 630 $
- Group 3: 630 to 709 $
- Group 4: 709 to 850 $
- Highest: 850 to 1,294 $
Rank is derived by Quadranac: 1 = highest value; ties share a rank. Values are as published in the source table.
| 1 | New Jersey | 1,294 |
|---|---|---|
| 2 | Massachusetts | 1,154 |
| 3 | Connecticut | 1,126 |
| 4 | New Hampshire | 1,073 |
| 5 | New York | 1,049 |
| 6 | Rhode Island | 960 |
| 7 | District of Columbia | 922 |
| 8 | California | 918 |
| 9 | Vermont | 871 |
| 10 | Illinois | 863 |
| 11 | Maryland | 850 |
| 12 | Washington | 845 |
| 13 | Florida | 797 |
| 14 | Minnesota | 786 |
| 15 | Colorado | 766 |
| 16 | Oregon | 761 |
| 17 | Hawaii | 752 |
| 18 | Texas | 729 |
| 19 | Nebraska | 721 |
| 20 | Kansas | 715 |
| 21 | Alaska | 709 |
| 22 | Maine | 700 |
| 23 | Pennsylvania | 687 |
| 24 | Wisconsin | 686 |
| 25 | South Dakota | 667 |
| 26 | Virginia | 663 |
| 27 | Ohio | 658 |
| 28 | Iowa | 644 |
| 29 | Delaware | 641 |
| 30 | Michigan | 640 |
| 31 | Montana | 630 |
| 32 | Georgia | 617 |
| 33 | Utah | 610 |
| 34 | North Dakota | 605 |
| 35 | Missouri | 598 |
| 36 | Wyoming | 586 |
| 37 | Nevada | 582 |
| 38 | Indiana | 572 |
| 39 | Arizona | 569 |
| 40 | North Carolina | 563 |
| 40 | Oklahoma | 563 |
| 42 | Idaho | 511 |
| 43 | Kentucky | 510 |
| 44 | Tennessee | 503 |
| 45 | Louisiana | 496 |
| 45 | South Carolina | 496 |
| 47 | Alabama | 486 |
| 48 | Arkansas | 478 |
| 49 | Mississippi | 472 |
| 50 | New Mexico | 454 |
| 51 | West Virginia | 439 |
Source: U.S. Census Bureau, American Community Survey 1-year estimates, Table B25088: Median Selected Monthly Owner Costs (Dollars) by Mortgage Status. Reference period: 2025.
Cite this ranking
U.S. states ranked by without a mortgage (2025). Data: U.S. Census Bureau, American Community Survey, ACS 1-year estimates, Table B25088; rank derived by Quadranac. Data last updated 2026-10-29. https://quadranac.com/rankings/us-states-by-without-a-mortgage/