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Monthly homeowner costs by state

Median selected monthly owner costs (mortgage payments, taxes, insurance, utilities, fuels and fees) for owner-occupied units with and without a mortgage.

Reference period
2025
Licence
Public domain (U.S. federal government work).
Download CSVSource: U.S. Census Bureau (opens in a new tab)

Monthly homeowner costs by state: With a mortgage ($ per month)51 areas ranked by With a mortgage ($ per month). Highest: District of Columbia (3,256); lowest: West Virginia (1,375); national value 2,163.District of ColumbiaDistrict of Columbia: 3,2563,256CaliforniaCalifornia: 3,0803,080HawaiiHawaii: 3,0253,025New JerseyNew Jersey: 2,9702,970MassachusettsMassachusetts: 2,8842,884WashingtonWashington: 2,7152,715New YorkNew York: 2,7032,703ColoradoColorado: 2,6232,623ConnecticutConnecticut: 2,5802,580MarylandMaryland: 2,5482,548New HampshireNew Hampshire: 2,4922,492Rhode IslandRhode Island: 2,4812,481TexasTexas: 2,3452,345OregonOregon: 2,3432,343AlaskaAlaska: 2,2912,291UtahUtah: 2,2832,283VirginiaVirginia: 2,2772,277FloridaFlorida: 2,2652,265MinnesotaMinnesota: 2,1302,130IllinoisIllinois: 2,1292,129VermontVermont: 2,0442,044NevadaNevada: 2,0422,042GeorgiaGeorgia: 2,0372,037ArizonaArizona: 2,0102,010MontanaMontana: 1,9841,984DelawareDelaware: 1,9601,960MaineMaine: 1,9571,957NebraskaNebraska: 1,9161,916IdahoIdaho: 1,9141,914WyomingWyoming: 1,8961,896PennsylvaniaPennsylvania: 1,8791,879North CarolinaNorth Carolina: 1,8641,864South DakotaSouth Dakota: 1,8531,853North DakotaNorth Dakota: 1,8361,836KansasKansas: 1,8181,818WisconsinWisconsin: 1,7871,787TennesseeTennessee: 1,7491,749South CarolinaSouth Carolina: 1,7361,736OklahomaOklahoma: 1,7091,709LouisianaLouisiana: 1,7081,708MichiganMichigan: 1,6961,696MissouriMissouri: 1,6761,676OhioOhio: 1,6721,672New MexicoNew Mexico: 1,6541,654IowaIowa: 1,6501,650AlabamaAlabama: 1,5881,588IndianaIndiana: 1,5771,577KentuckyKentucky: 1,5641,564MississippiMississippi: 1,4991,499ArkansasArkansas: 1,4771,477West VirginiaWest Virginia: 1,3751,375National 2,163
Monthly homeowner costs by state: With a mortgage ($ per month)51 areas ranked by With a mortgage ($ per month). Highest: District of Columbia (3,256); lowest: West Virginia (1,375); national value 2,163.District of Colum…District of Columbia: 3,2563,256CaliforniaCalifornia: 3,0803,080HawaiiHawaii: 3,0253,025New JerseyNew Jersey: 2,9702,970MassachusettsMassachusetts: 2,8842,884WashingtonWashington: 2,7152,715New YorkNew York: 2,7032,703ColoradoColorado: 2,6232,623ConnecticutConnecticut: 2,5802,580MarylandMaryland: 2,5482,548New HampshireNew Hampshire: 2,4922,492Rhode IslandRhode Island: 2,4812,481TexasTexas: 2,3452,345OregonOregon: 2,3432,343AlaskaAlaska: 2,2912,291UtahUtah: 2,2832,283VirginiaVirginia: 2,2772,277FloridaFlorida: 2,2652,265MinnesotaMinnesota: 2,1302,130IllinoisIllinois: 2,1292,129VermontVermont: 2,0442,044NevadaNevada: 2,0422,042GeorgiaGeorgia: 2,0372,037ArizonaArizona: 2,0102,010MontanaMontana: 1,9841,984DelawareDelaware: 1,9601,960MaineMaine: 1,9571,957NebraskaNebraska: 1,9161,916IdahoIdaho: 1,9141,914WyomingWyoming: 1,8961,896PennsylvaniaPennsylvania: 1,8791,879North CarolinaNorth Carolina: 1,8641,864South DakotaSouth Dakota: 1,8531,853North DakotaNorth Dakota: 1,8361,836KansasKansas: 1,8181,818WisconsinWisconsin: 1,7871,787TennesseeTennessee: 1,7491,749South CarolinaSouth Carolina: 1,7361,736OklahomaOklahoma: 1,7091,709LouisianaLouisiana: 1,7081,708MichiganMichigan: 1,6961,696MissouriMissouri: 1,6761,676OhioOhio: 1,6721,672New MexicoNew Mexico: 1,6541,654IowaIowa: 1,6501,650AlabamaAlabama: 1,5881,588IndianaIndiana: 1,5771,577KentuckyKentucky: 1,5641,564MississippiMississippi: 1,4991,499ArkansasArkansas: 1,4771,477West VirginiaWest Virginia: 1,3751,375National 2,163
With a mortgage ($ per month), 2025, sorted high to low. 51 areas ranked by With a mortgage ($ per month). Highest: District of Columbia (3,256); lowest: West Virginia (1,375); national value 2,163. Full data in the table below.Source: U.S. Census Bureau, American Community Survey.

Click a column header to sort; the national total stays pinned at the top.

United States2,163703
Alabama1,588486
Alaska2,291709
Arizona2,010569
Arkansas1,477478
California3,080918
Colorado2,623766
Connecticut2,5801,126
Delaware1,960641
District of Columbia3,256922
Florida2,265797
Georgia2,037617
Hawaii3,025752
Idaho1,914511
Illinois2,129863
Indiana1,577572
Iowa1,650644
Kansas1,818715
Kentucky1,564510
Louisiana1,708496
Maine1,957700
Maryland2,548850
Massachusetts2,8841,154
Michigan1,696640
Minnesota2,130786
Mississippi1,499472
Missouri1,676598
Montana1,984630
Nebraska1,916721
Nevada2,042582
New Hampshire2,4921,073
New Jersey2,9701,294
New Mexico1,654454
New York2,7031,049
North Carolina1,864563
North Dakota1,836605
Ohio1,672658
Oklahoma1,709563
Oregon2,343761
Pennsylvania1,879687
Rhode Island2,481960
South Carolina1,736496
South Dakota1,853667
Tennessee1,749503
Texas2,345729
Utah2,283610
Vermont2,044871
Virginia2,277663
Washington2,715845
West Virginia1,375439
Wisconsin1,787686
Wyoming1,896586

Source: U.S. Census Bureau, American Community Survey 1-year estimates, Table B25088: Median Selected Monthly Owner Costs (Dollars) by Mortgage Status. Reference period: 2025.

Cite this table

Source agency
U.S. Census Bureau, American Community Survey
Dataset
ACS 1-year estimates, Table B25088
Table
Monthly homeowner costs by state
Data last updated
2026-10-29
Page
https://quadranac.com/tables/us-owner-costs/

Monthly homeowner costs by state (United States, 2025). Data: U.S. Census Bureau, American Community Survey, ACS 1-year estimates, Table B25088. Retrieved 2026-10-29 via Quadranac, https://quadranac.com/tables/us-owner-costs/